Common Sense With Money

Saturday, July 3, 2010

OOT: Count Down to the World Cup 2010 Final

CAPE TOWN - Thomas Mueller finally succeeding to avenge Mardona Diego. He is the German opening goalscorer when run over Argentina four goals without reply. Miroslav Klose scored two goals each, and the addition of Mueller and defender Arne Friedrich looks unnatural when the goal is nestled in the goalkeeper Albiceleste.
 
It is also recognized Mueller. Bayern Munich's young midfielder beat Argentina's claim is 'crazy'. "It's crazy to beat Argentina with a score of 4-0. It's hard to find the right words to describe this result, "Mueller said proudly. "I think Germany is beguncang today and it was a great way to celebrate the (victory) is," added the player 20 years as reported by Eurosport, Sunday (04/07/2010).

Wednesday, June 30, 2010

The Inflation Killer

Not a single country in the world are not affected by the financial disease known as inflation. Moreover, if the country is still classified as developing countries. So what is inflation acctually ...According to Wikipedia, in economics, inflation is a rise in the general level of prices of goods and services in an economy over a period of time. When the price level rises, each unit of currency buys fewer goods and services; consequently, annual inflation is also an erosion in the purchasing power of money – a loss of real value in the internal medium of exchange and unit of account in the economy A chief measure of price inflation is the inflation rate, the annualized percentage change in a general price index (normally the Consumer Price Index) over time.

Saturday, May 22, 2010

Knowing Your Most Important and Liquid Asset

Connect with the previous insurance planning tips, after watching my favorite movies Avatar, for the inspiration i hear my favorite CD's while writing financial tips this time. This time, i will talk about what is form of your your asset. Why should we must be able to recognize what an asset's that we possess? For most people, recognizing the asset is considered as something that could be postponed or even a priority for the end. Yet by knowing the existing assets, you can document these things that I have explained at length over the previous financial tips.
Asset that i mean is compares with a valuable asset that can be shaped goods or even human. But for the tips this time, my focus was to discuss what form of property assets. 

Sunday, May 16, 2010

Please Documenting Your Asset

Connect with the previous insurance planning tips, while watching my favorite movies Avatar, in the tips this time, i will talk about the importance of documenting everything that becomes your asset. Why? because this will make it easier and saves much time your family member to find and melt when - as crucial and desperately needed. Is that so important?
Emergencies condition such as total permanent disability and death is something  that very inevitable. So we need to prepare before it happens. Besides preparation of the belief in God, other preparation is about the family that we
will leave behind? whether they already know and understand about all  assets that you have? :)

Wednesday, May 12, 2010

Financial Consultant Ethics

Connecting the previous Insurance Planning Tips, this time is talk about the code of ethics of a professional financial consultant. New - recently, I met an old friend. We chatted casually for a long time about old memories and current conditions. Nice to meet an old friend who had not been met.
Surprisingly, condition turns out my old friend become a financial consultant as well as I am, but we are different financial organizations. Casual conversation we had come to discuss about the global financial situation in the world's like the European (cause by Greek) crisis, the collapse of Wall Street last weekend.
From all the talk, there's one thing that really got my attention, namely the ease with my old friends, that in fact he no doubt to give an advise and even willing to help other company customers to close their policyholders and move followed the company where my friend's heads. so what a pity .... :(
 

Thursday, May 6, 2010

Be Careful with Financial Monster

Howdy, heres the other useful Insurance Planning Tips

 There are several books that discuss on how to manage family finances. There is one thing that i think deserve to be observed because many people are unconsciously making a big mistake and included into the category of stupid to manage their finances. I will describe some examples of big mistakes in financial management which i mean: 

Thursday, April 1, 2010

How To Choose The Right Insurance Product

Dear Friends,

In the insurance world, there are only 2 kinds of products are offered, namely the traditional and investment. Right now, theres a lot of insurance products combined to one with the investment product. For example, product A is an investment product with life and health insurance. Lots of offers and promotions provided by insurance providers who are made very attractive to customers.

The investment world is an uncertain world. Investment returns are always fluctuating and uncertain. Therefore, it is very unfortunately if the education
product is offered to you combined become one with the investment product. 

Saturday, March 20, 2010

No one knows what will happen in the future.


As the article before insurance planning tips insurance planning tips this time will talk about how mysterious is your future, mine and all creatures future on earth.

Check this out, there was one friend of my brother who will continue the study in overseas. He prepared well. The physical preparation, administration, learning the local culture, language, etc. Everything looks good and smooth, until one day near the day of departure, the father of this friend died of road accidents. Of course, this news strikes the family and close friends.

All the preparation and detail to continue the study overseas seemed pointless people because the bad news.Maybe you've heard the same story.... I really do not hope this is your own experience even though we all knew that all life would end. The consequences is the economic impact arising from the spine families can not slaving for a living.

Wednesday, March 17, 2010

Life Insurance What For

Howdy,

After understanding the concept of insurance in the previous post (it is advisable to read them first before proceeding to the article - another article), now I will share examples of cases that occurred in my area. There was one case when I became an insurance agent in the company Manulife - canada. There is one potential customer (let's call Mr. X) who wanted to open a new business that requires large capital (about 1 billion dollars) by time of about 10-year loan, with the courage she borrowed capital and certify homes as collateral to the Bank of loan.

Mr conducted. X is represented most people when they need fresh funds and in a fairly large amount. There's nothing wrong with Mr actions. X, but it is vulnerable to a head of household to bet the house as collateral for loans from the Bank.

As in the concept of insurance (diartikel before), everyone is always going to face the risks. Imagine if Mr. X must face the risk of permanent disability or even death before all his debts paid off. Automatically it will force the Bank to conduct a debt-laundering measures in a way that took the house used as collateral. What about the fate of families who have to bear the financial losses large enough?

Monday, March 15, 2010

The Insurance Concept

Howdy,

Along with the development of the insurance world have also various kinds of insurance concepts from various perspectives. So many people understanding about insurance still less and create antipathy toward all things relating to insurance.

Here is the true concept of insurance. Humans always risks faced in his life. Risks that could come form of disability, accident or the worst is death. Because of these risks will certainly come, then all the risk above is unavoidable. The only way his highly recommended is to shift the risk to the third. Any risk would have led to material losses or economics. Once the heavy work we do to save money and strengthen the family economy, of course we do not want to be a messy family economy just because one of the above risks occur?